Dr Alok Pande, Director (Financial Inclusion) and Additional Mission Director – PMJDY, Department of Financial Services, Ministry of Finance, addressing the session on ‘The Next Phase of Jan-Dhan Yojana: Roadmap for Sustaining the Financial Inclusion Agenda’ of the Financial Inclusion Summit: “Industry – Government Partnership for Pradhan Mantri Jan-Dhan Yojana” held on 27 August 2015, at New Delhi.