The complexities of current businesses have opened up new avenues of growth, throwing up new analytical challenges for lenders to assess the creditworthiness of enterprises. There are key challenges for banks while disbursing credit. Knowledge about the risks faced by the banks helps an enterprise to shape up their finances accordingly. Attention towards factors like business models, relative standing among peers and management helps to enhance the credit worthiness of the enterprise.
Produced by a renowned Credit Rating Agency, the Guidebook on Enhancing Credit Worthiness contains valuable insights and case studies to help the enterprises comprehend the various parameters associated with creditworthiness and enunciate a roadmap to enhance the same.
Content
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Executive Summary
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Credit – A necessary tool for growth
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The Banker’s Perspective – Borrower’s Credit Quality is one among many consideration
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Why Credit Ratings Matter – A Primer on Credit Ratings for Borrowers
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Enhancing Credit Worthiness
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Annexure I : The Rating Process: Making it Work for you
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Annexure II : Case Study: Rating of a Manufacturing Company